Are you experiencing money problems?
Do you just need a small advance against your pay to tide you over?
Do you need cash for an unexpected expense?
How to get a loan on good terms
The successive valuation, except in operations that were valued at nominal value, is carried out according to the amortized cost criterion. This is nothing more than the present value of the terms of the income or the capital to be received payday loans temple tx, discounted at the effective interest rate of the operation. The effective interest rate is the result of solving the following equality:
Therefore, in those operations in which payment flows are defined incorporating amortization of the principal and interest, the unknown will be the effective interest rate. On the other hand, in those operations in which only the cash flows are defined, the calculation must be made according to the applicable market rate for similar operations.
For the purposes of credit valuation, it must be taken into account especially that what is called the effective interest rate in the scope of PGC 07, does not have to coincide with that specified in the financing granting documentation.
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